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Home » Funny Money 2025: Comedy Meets Investing, Crypto, and Wealth

Funny Money 2025: Comedy Meets Investing, Crypto, and Wealth

July 3, 2025 by Nick Sasaki Leave a Comment

Getting your Trinity Audio player ready...

Hasan Minhaj:  

Alright, let’s talk about money.
Because everybody wants it.
Nobody feels like they have enough of it.
And if we’re being honest, most of us don’t even know where the hell it’s going.

We’re out here saving 10%, clipping coupons, grinding 9-to-5s, investing in vibes—and meanwhile, our money is out partying at 3AM with inflation and disappearing like crypto in a bear market.

Look—money used to be simple.
You worked hard, saved a little, bought a house, and died in peace with a coupon drawer.
But then Babylon showed up and said, ‘Let thy gold multiply.’
Kiyosaki said, ‘Get out of the E quadrant before it eats your soul.’
And then crypto entered the chat like, ‘Number go up! Decentralize or die!’

So now we’re here in 2025, surrounded by investing advice from 3,000 years of history… and somehow still checking our bank balance like it’s a horror movie.

That’s why this isn’t just another TED Talk about “budgeting.”
This is five brutally honest, painfully funny, weirdly liberating conversations about how we actually escape the system that’s been rigged since Babylon.
We brought in the funniest people alive to talk about:
– Why saving alone keeps you broke
– Why your job might be the most expensive trap you ever loved
– Why your money’s probably hiding from you
– And why real wealth isn’t just passive income… it’s personal sovereignty

So yeah—grab your latte, your crypto wallet, and your grandma’s Babylonian scrolls.
Let’s get into it.

 (Note: This is an imaginary conversation, a creative exploration of an idea, and not a real speech or event.)

Play/Pause Audio

Table of Contents
Money Doesn’t Sleep—But It Can Work For You
If You Don’t Know Where Your Money Lives, It’s Probably Hiding From You
The System Wasn’t Built for You—So Build Your Own
Don’t Just Save—Escape the Financial Hamster Wheel
Sovereignty is the Ultimate Asset Class
Final Thoughts by Hasan Minhaj

Money Doesn’t Sleep—But It Can Work For You

Moderator: Hasan Minhaj
(Sharp, financially literate, and deeply funny—perfect to guide comedians through serious investing talk with wit and clarity)

Hasan Minhaj:
Alright y’all—Babylon said, “Make thy gold multiply.” Kiyosaki said, “Get out of the E quadrant.” Crypto bros say, “Stake and chill.” So here’s the question:

Why do most people still think they have to work harder to get ahead, instead of making their money work smarter?

Kevin Hart:
'Cause that's what grandma told us! "Get a good job, keep your head down, and one day you’ll retire." Retire? Retire broke! My money needs to be up doing pushups while I’m asleep! If your money's not on a treadmill, what are we even doing here?

Tiffany Haddish:
Because people are loyal—to their paychecks! Even when that paycheck’s cheating on them with inflation. I used to think saving was enough… until I met rent. Rent don’t care about your savings plan. Now I got investments so I can pay rent with a side eye.

Sebastian Maniscalco:
I ask my cousin, “You investing?” He says, “Yeah, in protein powder.” That’s the mindset! We think lifting more is gonna get us somewhere. Meanwhile, billionaires are out there making their money do Cirque du Soleil while we’re hustling for overtime.

Ronny Chieng:
Let’s be honest. It’s because school doesn’t teach compounding. They teach how to calculate the area of a triangle, which I’ve never used. But I have calculated how broke I’d be without my ETH staking. That’s the new math: Sleep x Staking = Peace.

Hasan Minhaj:
Beautiful answers. Now let’s go deeper—

What was your “wake-up moment” when you realized money could earn more than you ever could—without breaking a sweat?

Tiffany Haddish:
Girl, I was on tour, right? Doing five shows a weekend. And then I saw my little crypto wallet grow while I was napping between sets. I was like—wait, this little cartoon coin is working harder than me? That’s when I got a cold wallet… and a hot strategy.

Ronny Chieng:
For me? It was DeFi. Like, wait—you mean I don’t need a bank? And I don’t need pants? I can make interest from my couch? My ancestors are shaking in their graves, but also probably asking for my MetaMask password.

Kevin Hart:
Listen, my “wake-up” was a tax bill. That tax man does not sleep, okay? So I said, “If the IRS is always working, my money needs to always be working too.” Now I got money making movies I’m not even in. That’s passive income, baby!

Sebastian Maniscalco:
I put some cash in an index fund. Six months later, I open my phone and I’m like—“Look at this!” It’s like my money went on a silent retreat, came back enlightened, and brought friends. Meanwhile, my cousin’s still trying to flip sneakers.

Hasan Minhaj:
Let’s end with this:

If you had to teach a kid just one rule to build wealth for life, using Babylon, Kiyosaki, or crypto wisdom, what would it be?

Ronny Chieng:
One rule? Easy. “Own the thing that pays the thing.” Don’t just buy a shirt—own the stock. Don’t just use the app—own the token. Be the landlord, not the renter. Or at least collect royalties from your memes.

Kevin Hart:
Mine? “Money don’t sleep, so why should it just sit?” Teach that child to invest early. Let that allowance become a silent warrior. Let that lunch money hit a growth fund. Let them say, “I’m 12 and my net worth is disrespectful.”

Tiffany Haddish:
“Pay you first, boo.” That’s the Babylon way. I tell kids, don’t give all your coins to Starbucks and Fortnite. Give some to Future You. Future You got rent, dreams, and maybe a robot dog.

Sebastian Maniscalco:
Here’s mine: “Stop working jobs you hate to impress people who are also broke.” Your money is a tool—not a flex. Use it to buy freedom, not fakeness. Or a crypto wallet with a face scanner. I don’t trust that thing.

Hasan Minhaj:
All right, so to summarize: if Babylon taught us to grow our gold, Kiyosaki taught us to own the quadrant, and crypto taught us that sleep is for the money, not the investor. I’m saying it now: if your money isn’t working harder than you in 2025… you might be getting scammed by your own habits.

If You Don’t Know Where Your Money Lives, It’s Probably Hiding From You

Moderator: Ali Wong
(Smart, sarcastic, and deeply relatable—Ali’s tone is perfect for confronting money confusion with hilarious honesty)

Ali Wong:
Let’s be real: Most people treat their money like it’s a Tinder date. They don’t know where it’s from, what it’s doing, or when it’s gonna ghost them. So let’s open with this:

Why do so many smart people stay financially clueless? Like—they know their Starbucks order by heart, but not their savings balance.

John Mulaney:
Because tracking money is scary. It’s like checking your screen time—only more shameful. Every time I open my bank app, I expect to see it say, “Oh, look who remembered I exist.”

Nate Bargatze:
We’re all walking around thinking we have “plenty”... until we accidentally swipe our debit card and it goes, “Declined.” Then we’re like, “Must be a glitch. Couldn’t be me.” Spoiler: It’s always you.

Iliza Shlesinger:
Because no one ever teaches us this stuff. School taught me how to square a hypotenuse but not how to budget. I graduated with honors and $47 in my checking account and thought I was doing fine because I had reusable Tupperware.

Trevor Noah:
Also—immigrant kids? We grow up thinking saving is the only financial strategy. You get money, you hide it. That’s it. I didn’t know investing existed until someone told me my money could make more money. I was like, “What is this, financial sorcery?”

Ali Wong:
Exactly. So now tell me:

When did you first realize, “Oh crap, I actually have no clue where my money is going”?

Iliza Shlesinger:
Wedding planning. You think you’re just buying “flowers,” then realize it’s actually $8,000 worth of petals that die in 12 hours. I looked at my statement and thought, “Either someone hacked me—or I emotionally blacked out for three weeks.”

Nate Bargatze:
Mine was subscriptions. I had like 19 of them. Some I hadn’t used in years. I was paying $5.99 a month to track my steps—and I haven’t jogged since 2017. That’s not a budget, that’s a passive robbery.

Trevor Noah:
I had a friend set up a budget spreadsheet for me. I opened it, saw “eating out” was 38% of my income, and immediately closed the laptop like it was haunted. I was like, “We’ll try again next quarter.”

John Mulaney:
It was when I had to call the bank and say, “Hi, can you explain this overdraft fee?” and the woman said, “Sir, that was for another overdraft fee.” That’s when I knew I was just letting my finances freestyle.

Ali Wong:
Same! I once paid a late fee on a payment plan. That's next-level chaos. Okay—last round:

What’s the one habit or mindset shift that finally helped you stop ignoring your money and start tracking it—for real?

Trevor Noah:
Two words: Spite budget. I got so tired of paying late fees that I started budgeting just to outsmart the banks. It’s like, “You want overdraft fees? Not today, Satan.”

Nate Bargatze:
I just renamed my bank folders. Instead of “Savings,” it says “Don’t Touch This.” Instead of “Emergency Fund,” it says “You’re Not Buying a TV.” Sometimes all you need is labels that yell at you.

Iliza Shlesinger:
For me it was seeing money like food. You can’t just binge and crash. You need a meal plan. So now I do “financial meal prep”—set up auto-transfers and no-spend weeks. That way I’m not tempted by $12 smoothies and Amazon regrets.

John Mulaney:
I got a financial accountability buddy. We send each other screenshots of our budgets every week. It’s like Weight Watchers, but sadder. Still, it helps.

Ali Wong:
Honestly? Mine was having a baby. Nothing motivates you like the realization that diapers cost more than your former lifestyle. My bank account became a Google doc. Every dollar has a job now—and most of them involve snacks.

Closing Words from Ali Wong:

“Money’s not trying to ghost you—but if you ignore it, it will sneak out at 2am and never text back. Babylon told us to ‘keep a record of every coin.’ Kiyosaki said to treat money like an employee. Crypto says check your wallet before you lose the keys. Either way—know where your money sleeps. Or you’ll wake up broke and confused, asking your bank if it loved you back.”

The System Wasn’t Built for You—So Build Your Own

Moderator: Dave Chappelle
(Unmatched at unpacking power structures with humor and depth, Chappelle brings gravity and mischief to every question.)

Dave Chappelle:
Let me tell you something. If you ever looked at your paycheck and said, “Somebody’s getting rich… and it’s not me,” then welcome. Babylon said own your business. Kiyosaki said escape the quadrant. And crypto? Well, crypto just said, “Good luck.”

So here’s the first question: Why do most people stay inside systems that are clearly rigged against them—financially, socially, and spiritually?

Chris Rock:
'Cause that’s how they were trained. You ever see somebody defend their 9-to-5 like it’s a religion? “I got benefits!” Bro, benefits don’t buy freedom. They buy a smaller cage with dental.

Ricky Gervais:
People love the illusion of safety. “I have a pension.” Yeah? So did Blockbuster. Then Netflix happened. The system promises comfort, but it forgets to mention: comfort is the cousin of control.

Jo Koy:
My mom said, “Get a stable job, Joseph!” I said, “Mom, your stable job doesn’t let you own anything!” She was mad until I bought her a house—using comedy. Now she’s like, “Follow your dreams… but invest in real estate.”

Bo Burnham:
Because it’s scary to go off-script. Systems have scripts: wake up, go to work, hate your boss, repeat. People think going off that loop is failure. But maybe… the loop is the failure. Also, I just like chaos.

Dave Chappelle:
Facts. And once you see behind the curtain, you can’t unsee it. So tell me—

What was your personal “exit moment”? When did you realize: ‘I need to stop playing their game and build my own damn board’?

Bo Burnham:
When I realized I was performing for a system that commodified every breath I took. “More views, more likes!” But for what? So they could sell me vitamins? I said nope. Now I perform for the void—and the void pays in ETH.

Ricky Gervais:
Mine was The Office. I made that show once—and they kept making me money forever. That’s when I got it. Ownership = royalty checks. Labor = alarm clocks. I’ll take the checks.

Jo Koy:
It was touring. Every night, hundreds of people would show up for me. Not a network. Not a studio. Me. And I thought, “Why am I begging Hollywood for permission?” So I filmed my special myself. Netflix called the next day. Different energy.

Chris Rock:
Man, when I got my first big check, I thought I was free. Until I saw how much Uncle Sam took. I said, “Wait… the IRS is a business partner now?” That’s when I learned: rich is rented. Ownership is freedom.

Dave Chappelle:
Mine was walking away from $50 million. Everybody said I was crazy. I said, “If they’re offering me $50 million… how much am I really worth?” Always ask who’s cutting the check—and what part of you they’re buying.

Dave Chappelle:
Let’s close strong—

What’s one practical thing anyone can do—today—to start building their own system instead of surviving someone else’s?

Jo Koy:
Start with one thing you control. Your art. Your voice. Your hustle. Turn that into a product. Sell it yourself. And whatever you do—own the copyright.

Bo Burnham:
Unplug from the algorithm—at least for an hour. Build something that doesn’t depend on “likes.” Validation is the drug. Ownership is the cure.

Ricky Gervais:
Write it down. The idea. The plan. The joke. The budget. The future. Writing gives you power. Systems keep you distracted. Writing puts your brain back in your hands.

Chris Rock:
Learn where the money goes. Your money, their money, government money. Follow the cash flow like it’s a crime show. Spoiler: It’s always an inside job.

Dave Chappelle:
And me? Start asking better questions. Not “How can I fit in?” but “Why was it built like this?” If the table ain’t made for you—flip it. Or better yet, build your own table… with a firepit in the middle. Invite your people. Eat well. Talk truth.

Closing Words from Dave Chappelle:

“The system was never broken—it was working exactly as designed. For them. Not for you. So stop patching up their boat and start building your own damn ship. Kiyosaki had a quadrant. Babylon had bricks. Crypto has code. But what you need… is courage.”

Don’t Just Save—Escape the Financial Hamster Wheel

Moderator: Wanda Sykes
(Savvy, sharp, and direct—Wanda brings humor and clarity to the painful truth of financial stagnation)

Wanda Sykes:
Alright, let’s be honest: Babylon told us to “save 10%.” Kiyosaki said “build assets.” And crypto? Crypto said, “LOL, good luck.” So here’s my first question:

Why do so many people work hard, save money… and still feel like they’re stuck in the same place year after year?

Jim Gaffigan:
Because saving in this economy is like trying to fill a bathtub with no plug. You think you’re doing something… until rent, groceries, and your kid’s field trip take it all away. I saved $50 once. Inflation ate it like a snack.

Michelle Buteau:
'Cause we were raised to believe that saving is enough. Like, “Just put your coins in the piggy bank and you’ll be fine.” But my piggy bank is broke and my savings account is like, “Girl, I barely got interest in you.”

Tom Segura:
Because the system is designed for you to survive—not thrive. You save, then something breaks. Your car, your teeth, your faith in capitalism. Suddenly you're back at zero, staring at an ad for Bitcoin on your phone like it's a lottery ticket.

Patton Oswalt:
There’s this myth that if you just delay enough pleasure, the universe will reward you. But I’ve been delaying a hot tub for 15 years and all I got was back pain and resentment. You can’t frugal your way to wealth. You need leverage.

Wanda Sykes:
Amen. They said “save for a rainy day”—but didn’t tell us it would rain every Tuesday. Okay—

What was the moment you realized saving alone wasn’t going to cut it—and that you needed to think differently about money?

Tom Segura:
It was after I looked at my savings and realized I could survive for maybe three weeks—if I ate only noodles and gave up electricity. I thought, “This can’t be it.” So I started learning about real estate and stuff. Now I own one garage. Progress.

Michelle Buteau:
Girl, I had twins. TWINS. Saving alone doesn’t cover diapers, daycare, and therapy for me. That’s when I got into index funds. I need my money to grow like my babies—fast and unpredictable.

Jim Gaffigan:
Honestly? When I saw a commercial for a vacation I couldn’t afford—while working three jobs. I thought, “Maybe I’m the hamster.” And that’s when I started paying attention to investing instead of just hoarding coupons.

Patton Oswalt:
I got tired of feeling punished for spending money on joy. Like, I’d buy a LEGO Death Star and then feel guilty for weeks. Now I budget for fun—and I invest in what I believe in. Like LEGO stock. That’s not a joke.

Wanda Sykes:
Same here. I once saved for six months just to buy a couch. And it was still uncomfortable. Now my rule is: if it doesn't earn, serve, or support my joy—it doesn’t get my money.

Alright, last question—

What’s one practical mindset shift or habit that helped you escape the hamster wheel—or at least slow it down?

Michelle Buteau:
I started calling it a “wealth date.” Once a week, I light a candle, pour wine, and check my finances. It turns budgeting into a vibe. Because let’s be real: if I don’t treat it like a date, I’ll ghost it.

Patton Oswalt:
I stopped chasing deals and started chasing systems. If it’s not scalable or passive, I don’t chase it. You can’t escape the wheel by running faster—you have to step off and ask, “Where is this going?”

Jim Gaffigan:
I automated everything. If I don’t see the money, I can’t spend it. I have a savings account so hidden I forget it exists. It’s like a financial witness protection program.

Tom Segura:
I write down every expense for one week—just once a quarter. And let me tell you, seeing “five lattes, three Ubers, and a novelty mug” in one line makes you reevaluate your life fast.

Wanda Sykes:
I started asking: “Will this make future me proud, or pissed?” That alone saved me from buying a $600 blender that talks. Spoiler: I bought it anyway—but now it’s a business write-off.

Closing Words from Wanda Sykes:

“Look, saving is cute—but wealth don’t come from cutting coupons and crossing fingers. Babylon planted seeds. Kiyosaki built cashflow. Crypto prints gains while you’re watching Netflix. So stop spinning that wheel, baby. Step off it, build a track—and let your money do the laps for you.”

Sovereignty is the Ultimate Asset Class

Moderator: Dave Chappelle

(Unmatched at unpacking power structures with humor and depth, Chappelle brings gravity and mischief to every question.)

Dave Chappelle:
You know, they used to say land was the greatest asset. Then it was gold. Then it was Bitcoin. But I’ll tell you what I think is the greatest asset in 2025… sovereignty. You know, the power to say no without begging. The ability to disappear without owing anyone an explanation.

So here’s the first question:
What does sovereignty really mean to you—beyond just having money in the bank?

Ali Wong:
Sovereignty means I don’t need to explain why I bought a sauna on a Tuesday. It means my mom’s still yelling, but now it’s on FaceTime from the guest house I bought her.

Trevor Noah:
Sovereignty is when your choices are no longer dictated by fear—fear of deportation, eviction, overdraft, or being “too loud.” It’s that silence after you hit “decline” on nonsense.

Ronny Chieng:
It’s when the IRS is no longer your landlord. It’s when you open your cold wallet and think, “This… this is my bunker.”

Sarah Silverman:
It’s saying no to gigs, to drama, to platforms that steal your soul for “exposure.” Exposure doesn’t pay for therapy. Sovereignty does.

John Mulaney:
To me? It’s waking up and not needing a reason to laugh, nap, or launch a podcast about emotional support llamas. It’s time plus money plus a dash of not giving a damn.

Dave Chappelle:
Real. So let me ask—
Why don’t more people pursue that kind of sovereignty if it’s so powerful?

John Mulaney:
Because Costco sells comfort in bulk. Sovereignty comes in weird, hard-to-open packaging. There’s no instruction manual. Just a “good luck” and a crypto password you forgot.

Ali Wong:
Because we were raised on fear. Fear of being alone. Fear of being broke. Fear of being “too much.” Sovereignty is sexy, but fear is familiar.

Ronny Chieng:
'Cause people trust their banks more than they trust their own brains. Which is crazy, considering one of them charges you $35 for breathing.

Sarah Silverman:
Because it starts with believing you deserve it. And the world’s full of folks telling you you don’t. But once you stop listening, damn—it’s quiet and powerful.

Trevor Noah:
Because sovereignty requires you to build. And building takes time. Meanwhile, Netflix is dropping six new shows a week designed to make you forget you’re in a cage.

Dave Chappelle:
Alright. That brings me to the last one—
What’s one move anyone can make today to start owning their sovereignty?

Sarah Silverman:
Cancel a subscription. Not just to a streaming service—but to a belief that doesn’t serve you. Start with that.

Trevor Noah:
Audit your life like it’s a shady nonprofit. Where’s your energy going? Who’s taking your time tax-free?

Ali Wong:
Open a cold wallet. Not just for crypto—for dreams, too. Keep 'em safe. Unregulated. Protected from the drama and the ex-boyfriends.

Ronny Chieng:
Change your lock screen to your net worth goals. Subtle mind control. You already check your phone 200 times a day—might as well let it whisper, “Own your sh*t.”

John Mulaney:
Make something. Anything. A meme. A budget. A dumb podcast. Sovereignty starts with creation. And if it sucks? Even better. You own it.

Closing Words from Dave Chappelle:

Sovereignty ain’t just about money. It’s about memory.
The memory of who you were before the system branded you, taxed you, tracked you.

Babylon gave you blueprints. Kiyosaki gave you quadrants.
Crypto gave you keys.

But here’s the thing no one wants to admit—
Sovereignty isn’t given. It’s taken.

So take it. Take your time back. Your voice. Your vision.
Laugh while doing it. Cry if you have to. But don’t ask for permission.

And if someone tells you “You’re not allowed,”
tell them,
“I’m not here to be allowed. I’m here to be free.”

Final Thoughts by Hasan Minhaj

(To close the series with depth, motivation, and a spark of rebellion)

“So what did we just learn?
Money doesn’t care how hard you work.
It doesn’t care how many hours you put in, how many degrees you hang up, or how many ramen dinners you suffered through to make rent.

Money listens to leverage.
To ownership.
To systems.
To silence.

You can save every dollar, work every weekend, and still be broke if you don’t know how money moves.
Because the system wasn’t built to reward effort—it was built to reward positioning.
Babylon knew it. Kiyosaki mapped it. Crypto blew it up.

And now? It’s your move.
You either stay on the hamster wheel… or build the damn track yourself.

And here’s the wild part—there’s not much Bitcoin left.
We’re not just in a wealth shift.
We’re in a scarcity sprint.
Governments aren’t just trying to regulate it. They’re preparing to fight for it.
Not with laws—with vaults.
Because they know: money is power, but scarcity is leverage.

So stop treating wealth like a mystery.
Start treating it like a skill.
Build your quadrant. Plant your Babylonian seeds.
And for the love of Dogecoin—stop giving your money to companies that send you push notifications every 30 seconds.

Real freedom doesn’t just look like early retirement.
It looks like not needing permission.
Not from your job.
Not from the government.
Not even from the bank.

You’re not just investing for money.
You’re investing for time, truth, and your own damn table.

That’s not just wealth.
That’s sovereignty.”

Short Bios:

Dave Chappelle is a master storyteller and cultural critic whose sharp humor reveals deep truths about race, power, and freedom. Known for walking away from $50 million, he embodies the sovereignty he speaks about.
Chris Rock is a legendary stand-up comedian and actor who blends biting wit with social commentary, exposing financial and racial inequalities with unflinching honesty.
Ricky Gervais is a British comedian and creator of The Office, famous for his unapologetic takes on fame, capitalism, and human absurdity.
Jo Koy is a global comedy star whose material draws from Filipino family life, immigrant values, and the hustle to build success from scratch.
Bo Burnham is a multitalented comedian, musician, and filmmaker who critiques digital life and societal pressure with introspective brilliance.

Hannah Gadsby is an Australian comedian whose groundbreaking work explores trauma, power, and personal truth, redefining the boundaries of stand-up.
Kevin Hart is a prolific entertainer and entrepreneur who channels hustle culture and resilience into laughs, making complex financial ideas accessible.
Michelle Buteau is a vibrant comedian known for her mix of sass and warmth, tackling money, motherhood, and modern survival with raw joy.
Patton Oswalt is a veteran comic and actor who mixes pop culture, personal grief, and financial observation into intelligent, human comedy.
Hasan Minhaj is a political comedian and storyteller whose work bridges personal experience and global issues, especially in the intersection of finance, identity, and justice.

Ali Wong is a fierce comedic voice blending cultural critique and generational tension, unafraid to explore the trade-offs between money, motherhood, and ambition.
Trevor Noah is a globally recognized comedian and former Daily Show host who dissects geopolitics, race, and economics with intelligence and heart.
Ronny Chieng is a sharp-tongued comic whose insights on systems, tech, and crypto blend Eastern pragmatism with Western satire.
Sarah Silverman is a boundary-pushing comedian known for her mix of vulnerability and provocation, often calling out societal hypocrisy with surgical precision.
John Mulaney is a stand-up artist and writer whose clean delivery masks sharp commentary on systems, identity, and self-reinvention.

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Filed Under: Crypto, Investment, Wealth Tagged With: Babylonian money rules, Bitcoin future 2025, Cashflow Quadrant explained, cold wallet tips 2025, crypto investing explained, crypto trends 2025, crypto vs fiat 2025, DeFi jokes 2025, digital currency humor, financial freedom trends, financial literacy comedy, funny financial advice, future of money 2025, inflation humor 2025, investing comedy 2025, Kiyosaki quadrant 2025, money 2025, passive income 2025, sovereignty and wealth, Web3 and money 2025

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